Why are we talking about 20 million folks being in Obama Care and not 320 million? Wasn't it to be universal healhcare for EVERYBODY?

We are not talking about "320 million" because 120 million policies (around 2.5 citizens per policy) are covered by the "employer mandate." 

Are you aware that the employer mandate has not been implemented,  six and a half years after the bill was signed into law?

Why?

Because the unions,  especial the AFL-CIO told Obama to go pound sand.  A key attraction used to lure folks into union membership is the shared healthcare program of the unions.  Obama labels these policies  "unfair" because they are not offered to all citizens,  only union members.  

As a result, under Obama Care's employer mandate,  all such policies are taxed an additional 40% per year.  It is called a "Cadillac tax" and is in addition to the yearly increases in premiums.    If the mandate is enforced,  as written,  the unions will lose those policies and membership will be drastically affected.  As a result,  union leadership has made it clear,  enforce this mandate and you lose union support in coming elections.  

 So Obama,  the coward that he is,  has backed off,  not knowing how to remedy this desertion.  

In fact,  this very circumstance,  unions telling Central Planning to go to hell,  is the reason why we may never have single payer.  Can't have single payer and "Cadillac health care" at the same time.  

Kind of sad that our health care may get so expensive, none of us will be able to own a Cadillac,  mush less pay the tax  

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